Some of the cards that I know do not charge any fee (or reduced fee) are: You should always try to use a credit card that has no foreign transaction fee first.

You can either rent a locker at your local bank branch to keep jewelry and precious documents or invest in a good Sentry safe that can protect documents from flooding and fire.

If you have not, then now is the time to do it. If you are careless like me, then you have probably never thought about renting a Bank locker for the actual original physical paper documents. #1 ‘Safe’ to Protect Paper Documents at Home We have also used SurfShark but it consumes a lot of battery as the app needs to be installed and needs to be switched on quite often. We believe that an extra 10% of data is a small price for the security and safety it brings to the table. It comes free with a Fi network and usually consumes about 10% extra data over the non-VPN network. We have used Google VPN through Google Fi mobile network and it is pretty good. SurfShark VPN – A 2-year plan starts at $2.49/month at this time.The VPN service is not free and starts at about $4.99/month. You can break the country-based blocks placed by Netflix, Amazon Prime, or Indian channels like Hotstar for watching cricket matches.

They are based in Panama and hence are not bound by any government regulation including the USA to get your access logs.

Nord VPN is a popular network and provides good quality security.

Google offers one of the cheapest VPN services starting from $1.99 per month.

Google VPN – Comes free with Google Fi mobile network or the Google One Subscription.

The VPN software encrypts your data which may include passwords or documents containing your SSN and help prevent ‘man-in-the-middle’ attacks. Whenever you use a VPN, your data is first sent to the Virtual private network server and then to the final destination.

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